Sumi Sugantharaj,
New York Life Agent
(732) 744-0644
Sumi Sugantharaj MBA
New York Life Agent
I am committed to providing individuals, families, and businesses with life insurance and financial requirements that meet your needs, for a complimentary consultation please contact me at ssuganthara@ft.newyorklife.com. please leave me the best time to reach you.
I keep up with current changes in financial trends and outstanding service is my goal. I have true concern for my clients and dedicated to earn your trust as I help you to achieve your goals.
SERVICES OFFERED:
Individual Life Insurance
Fixed Immediate & Deferred Annuities
Long-Term Care Insurance
Health Insurance*
Disability Income Insurance*
PERSONAL PLANNING FOR:
Life Insurance Needs
Estate Conservation
College Funding
Mortgage Protection
Charitable Giving
BUSINESS PLANNING FOR:
Buy-Sell Funding
Deferred Compensation
Executive Bonus
Key Person Protection
Voluntary Payroll Deduction Programs
* Products available through one or more carriers not affiliated with New York Life, dependent on carrier authorization and product availability in your state or locality.
Articles
Having control over your day-to-day finances
Money is personal, and emotional, but it doesn’t have to be scary. Understanding how your day-to-day finances and your emotions are connected can help you take more control of your financial situation.
Easy steps for starting a "surprise" fund
Surprises happen, and they can get very expensive. Whether you have a "surprise fund" already or not, these easy steps can help you feel secure and prepared for any future surprise expenses.
Budgeting for a non-budgeter
Budgeting doesn’t have to be a scary word. Take the fear out of budgeting with these simple tips, tricks, and ideas to help even a beginning budgeter get started.
Should you combine your finances after getting married
Whether or not to tie your finances together after you’ve tied the knot is a big question for all newly married couples. Here’s what you need to consider before making the decision.
5 things to do after divorce to help build financial freedom
Divorce is a reality that half of married couples will face in their lifetime—it’s an emotionally challenging time for most, but bringing a thoughtful approach to your finances throughout the process can ensure that you come out on the other side prepared for your new life.